Your first choice: HMO or PPO?
Click on a plan type for more information on the plans we offer.

Custom Choice HMO: With our HMO plans, most covered services require a flat dollar copayment or coinsurance, making your health care an easily budgeted expense. Care must be received from our broad network of participating providers.

Custom Choice PPO: With our PPO plans, covered services require a flat dollar copayment or coinsurance (a percentage of the cost of the service). Your coverage is greatest when you see preferred providers, although you will receive coverage at a lower level when you see non-preferred providers. You also have the option of selecting a High-Deductible Health Plan (HDHP) that can be coupled with health savings accounts (HSAs). You can enjoy the flexibility of a PPO benefit design, pay for qualified expenses tax-free and earn interest on the money you don’t spend. All of our HDHPs include pharmacy coverage. You can also customize your HDHP by choosing the deductible, the out-of-pocket maximum or electing maternity coverage.
 
   
 
All contents © 2003 Health Alliance Medical Plans. All rights reserved. Every effort has been made to ensure that this information is accurate. It is not intended to replace the legal source. In case of any discrepancy between this information and the legal source, the legal source will govern in all cases.
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